MiCA regulated.
Fully documented.
The legal documents and relevant information section of this website is updated by Iqana on a regular basis. Investors are advised to check this public information regularly, and especially prior to investing in any Iqana product.
Legal documents & public information
Conflicts of Interest Policy
How Iqana identifies, prevents and manages conflicts of interest.
Applicable Service Fees
Schedule of fees applicable to Iqana’s services.
Pricing, Costs and Fees Policy
Public extract of Iqana’s pricing, costs and fees policy for discretionary crypto-asset portfolio management.
Risk Warning
Key risks of investing in crypto-assets and Iqana’s discretionary management service.
Crypto-asset White Papers
Hyperlinks to the MiCA white papers of the crypto-assets covered by Iqana’s services (Art. 66(3)).
Sustainability Reports
Sustainability indicators relating to the crypto-assets covered by Iqana’s services.
Complaints & Customer Service
How to file a complaint and Iqana’s complaints-handling documentation.
Risk Warning
IMPORTANT WARNING: crypto-assets are high-risk products. The total amount of funds invested may be lost. Crypto-assets may not be suitable for all investors. Before entering into the Discretionary crypto-asset portfolio management service, please ensure that you fully understand the risks involved:
1. Market risk
The value of crypto-assets is extremely volatile and may undergo significant fluctuations over very short periods of time. Part or all of the crypto-assets invested may be lost. Past performance neither guarantees nor is indicative of future returns.
2. Liquidity risk
Certain crypto-assets may lack sufficient liquidity at any given time, which may make it difficult or impossible to sell (in whole or in part) or exchange them at a reasonable price or within an adequate timeframe resulting in a total or partial loss of the value of the crypto-assets.
3. Currency risk
Iqana’s service operates primarily in pairs quoted against USDC (US dollar in e-money token format). A client may deposit funds in euros at the exchange, which are then converted into USDC in order to trade in such pairs (e.g. BTC/USDC or ETH/USDC). As a result, the client is exposed to fluctuations in the EUR/USD exchange rate.
4. Technological risk
Crypto-assets are built on blockchain technology and other technological protocols that are subject to technical failures, security vulnerabilities, cyber-attacks (hacking), programming errors (bugs), and other technological risks that may affect the value, accessibility, or functioning of those crypto-assets.
5. Exchange custody and security risk
Clients’ crypto-assets are held on a third-party trading platform (or exchange). The exchange may be subject to hacks, internal fraud, insolvency, or operational failures that may result in the total or partial loss of clients’ crypto-assets. Iqana does not hold custody of crypto-assets and bears no responsibility for the acts or omissions of the exchange.
6. Fork and network split risk
The blockchain networks underlying crypto-assets may undergo forks resulting in the creation of new tokens, changes to the characteristics of existing crypto-assets, or temporary disruptions to operations.
7. Regulatory and tax risk
The regulatory framework applicable to crypto-assets is constantly evolving. Changes in legislation or in the interpretation of applicable rules (including tax regulations) may adversely affect the value of crypto-assets, the operation of Iqana’s services, or the client’s tax obligations.
8. Absence of guarantee
Crypto-assets are not covered by deposit guarantee schemes or existing investor compensation schemes. In the event of loss of the crypto-assets, the client may have no access to any public compensation mechanism.
9. Risk associated with unregulated functionalities under MiCA: staking and yield on e-money tokens
Depending on the portfolio assigned, a portion of the crypto-assets may generate returns through staking or yield-generating functionalities on e-money tokens (i.e. USDC). These functionalities are enabled at the exchange level and do not constitute services regulated under MiCA. Accordingly, the protections that MiCA affords to clients in the context of the regulated service offered by Iqana do not apply to them. Iqana’s status as an authorised crypto-asset service provider does not extend to these activities nor confer any regulatory protection upon them.
10. Other risks
In addition to the risks set out above, there are other risks associated with investing in crypto-assets and with discretionary management, including risks that Iqana cannot foresee. Such risks may materialise as variations in, or combinations of, the risks described above.
Crypto-asset White Papers
Background & Purpose
In compliance with Regulation 2023/1114 on markets in crypto-assets (MiCA), and in particular its Article 66(3), Iqana provides its clients with hyperlinks to the white papers of the crypto-assets in relation to which it provides its services.
The purpose of this page is to ensure transparency and provide our clients with easy access to the fundamental technical documentation for each crypto-asset included in Iqana’s service offering.
Crypto-Assets & White Paper Hyperlinks
Below are the crypto-assets in respect of which Iqana provides services, together with the links to their respective white papers:
- Bitcoin (BTC)White paper ↗
- Ethereum (ETH)White paper ↗
- Solana (SOL)White paper ↗
- Dogecoin (DOGE)White paper ↗
- Hyperliquid (HYPE)White paper ↗
- Hedera (HBAR)White paper ↗
- Chainlink (LINK)White paper ↗
- Aave (AAVE)White paper ↗
- Aerodrome Finance (AERO)White paper ↗
- Sui (SUI)White paper ↗
- USD Coin (USDC)White paper ↗
Legal Disclaimer
1. Periodic updates. This list is reviewed and updated periodically. The hyperlinks redirect to documents published and hosted by third parties, whose content may change without prior notice. Users who identify a broken or outdated link may notify Iqana through the contact channels available on its website.
2. White paper availability. Crypto-asset service providers referred to in Article 66(3) of MiCA are only required to publish hyperlinks to existing and registered white papers. Where no registered white paper exists for a given crypto-asset, Iqana is under no obligation to produce one or to ensure its existence. If a crypto-asset is not admitted to trading on a platform, a white paper may not exist even after 31 December 2027. In such cases, Iqana may, on a voluntary basis, provide hyperlinks to other technical or informational documents published by the relevant project that it considers may be of use to clients. Such documents do not constitute crypto-asset white papers within the meaning of Article 3(1)(17) of MiCA and have not been drawn up or notified in accordance with its requirements. Iqana assumes no responsibility for their content, accuracy or completeness.
3. Intellectual property. The hyperlinks on this page redirect to documents published and made publicly available by their respective authors or rights holders. Iqana limits itself to providing access to those documents and does not claim any ownership over them.
4. Exclusion of liability. The information contained in the linked white papers does not constitute investment advice, a financial recommendation or an offer to buy or sell crypto-assets by Iqana. Iqana accepts no responsibility for the content, accuracy or timeliness of documents produced by third parties.
5. Risks. Investing in crypto-assets involves significant risks. For further information, please refer to the risk warnings available on Iqana’s website: www.iqana.io